Even today, motorcyclists face the stereotype of being a reckless biker that flouts the law. Many films and television shows help perpetuate this image, so when a motorcyclist is involved in an accident with an automobile, it can become pretty evident just how entrenched that stereotype is. The reckless biker stereotype is not just felt by other drivers on the road, but also by insurance companies that can make it difficult for motorcyclists to get a decent insurance rate or to be treated fairly when dealing with insurance companies after an accident.
Motorcyclists and Road Safety
Despite the stereotype, there is actually a very small percentage or motorcyclists that are reckless on the road. In fact, most motorcyclists take road safety very seriously. Many of them take extensive road safety and defensive driving courses to protect themselves from the actions of distracted automobile drivers on the road. Protective gear and clothing for motorcyclists has also improved drastically over the years, and this is an advancement that most bikers embrace.
Reckless Biker Stereotype
Juries, other drivers on the road, and insurance companies tend to blame motorcyclists for accidents involving a biker and an automobile before even hearing the evidence. Most often, these types of road accidents are actually caused by the actions of the automobile driver, rather than the motorcyclist.
Distracted driving is one of the most common causes of accidents on the road, as texting and talking on cellphones while driving has become more and more of a problem over the years. Obviously, this would be pretty difficult for bikers to partake in, and despite that fact, motorcyclists are still pointed to as the negligent party in many accidents.
When it comes time for motorcyclists to either get insurance or make a claim against another driver’s insurance, don’t let the insurers push you around. Make sure the evidence is heard and documented, as most likely, the insurance company will be working under the assumption that the accident was your fault due to the reckless biker stereotype. When it comes to getting driver’s insurance, bikers are faced with the challenge of getting a good rate. Even with most accidents, statistically, being the fault of automobile drivers, bikers have to approach insurance companies with the statistics and accurate information in hand.
Stereotypes can be harmful, and the legal system is not blind to them. If you were involved in a road accident and are a biker, you should enlist the help of a Richmond motorcycle accident lawyer.